Types of Funding

Career Development Institute, Inc. (CDI) offers students several options for payment of tuition. All students are encouraged to apply for financial assistance if unable to meet educational costs on their own. To determine how much federal aid you qualify for, visit www.fafsa.ed.gov.

Federal Loans
Loans funded by the federal government are considered federal loans, and include many benefits such as fixed interest rates and income-based repayment plans, not typically offered with private loans. Students seeking financial assistance must first complete the Free Application for Federal Student Aid (FAFSA).

Available federal loans include:

PLUS Loan
A loan made by the U.S. Department of Education to graduate or professional students and parents of dependent undergraduate students for which the borrower is fully responsible for paying the interest regardless of the loan status.

Direct Subsidized Loan
Direct Subsidized Loans are available to undergraduate students with financial need. For a subsidized loan, the U.S. Department of Education pays the interest.

Direct Unsubsidized Loan
Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. The borrower is fully responsible for paying the interest regardless of the loan status. Interest on unsubsidized loans accrues from the date of disbursement and continues throughout the life of the loan.

Pell Grant
A Federal Pell Grant, unlike a loan, does not have to be repaid. Federal Pell Grants usually are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree.

Veteran’s Education Benefits
Career Development Institute, Inc.’s certificate program is approved for training of Veterans and eligible persons under the Provisions of Title 38, United States Code.  Students interested in Veteran’s Education Benefits should contact the Financial Aid Department.  Veterans who are unsure of their eligibility should contact the Veterans Administration.  Eligible students must maintain satisfactory academic progress to continue receiving educational benefits.

Private Loans
A private loan is a nonfederal loan made by a lender such as a bank, credit union, state agency, or school and can be used to cover educational expenses beyond what is covered by federal loans. Specific eligibility requirements are outlined by each private lender and are typically credit-based.

Sallie Mae
A  private, credit-based, school-certified education loan. Sallie Mae is the nation’s leading saving, planning, and paying for education company.

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